Terms of Service

1. Informational Purposes Only

All content, tools, calculators, recommendations, reports, analyses, projections, benchmarks, and information provided through the Better Ways Accounting & Tax portal (the "Platform") are provided for informational and educational purposes only. Nothing on this Platform constitutes financial, tax, legal, investment, accounting, or professional advice of any kind.

Better Ways Accounting & Tax, LLC, its employees, staff members, agents, and representatives are not financial advisors, investment advisors, attorneys, or licensed securities professionals. Any communications from our staff, whether through the portal, email, phone, text message, or any other medium, are informational in nature and do not constitute professional advice upon which you should rely without independent verification.

YOU ARE SOLELY RESPONSIBLE FOR ALL DECISIONS you make based on information provided through this Platform. Better Ways Accounting & Tax, LLC expressly disclaims all liability for any losses, damages, penalties, interest, or other consequences arising from your reliance on any information, recommendation, projection, or estimate provided through the Platform or by our staff.

2. Tax Services Disclaimer

Tax preparation services provided by Better Ways Accounting & Tax, LLC are based on information provided by the client. Clients are responsible for the accuracy and completeness of all information provided. Better Ways Accounting & Tax, LLC is not responsible for penalties, interest, or additional taxes resulting from inaccurate or incomplete information provided by the client.

Tax estimates, projections, and savings recommendations are estimates only and are not guarantees of tax outcomes. Actual tax results may differ materially from estimates based on changes in tax law, your personal circumstances, IRS interpretation, and other factors beyond our control.

3. Financial Projections & Forecasts

Financial models, projections, forecasts, and analyses provided through the Platform, including but not limited to the 5-Year Financial Projection, 13-Week Cash Forecast, The Better Way Calculator, and Benchmarking features, are based on historical data and assumptions that may not prove accurate. Projections are not guarantees of future performance. Actual results will differ from projections, potentially materially.

Better Ways Accounting & Tax, LLC makes no representation or warranty regarding the accuracy, completeness, or fitness for any purpose of any projection or forecast.

4. Benchmarking Data

Benchmarking data represents aggregated, anonymized data from our client base and may not be representative of your industry, geographic market, or business circumstances. Peer comparisons are informational only and should not be used as the sole basis for business decisions.

5. Investment & Wealth Information

Any information related to investments, retirement accounts, wealth building, or financial planning is for general educational purposes only. Better Ways Accounting & Tax, LLC is not a registered investment advisor. Consult a licensed financial advisor before making investment decisions.

6. Bookkeeping & Accounting

Bookkeeping and accounting services reflect transactions and information provided by the client and connected financial accounts. Financial statements prepared by Better Ways Accounting & Tax, LLC are unaudited and prepared for management purposes only, unless explicitly stated otherwise. These statements should not be used for audited financial reporting purposes.

7. Client Responsibility

By using this Platform, you acknowledge and agree that:

• You own the results of any decisions made based on Platform information
• You have independently verified any information material to your decisions
• Better Ways Accounting & Tax, LLC is not responsible for your business outcomes
• You will hold Better Ways Accounting & Tax, LLC harmless from any claims arising from your use of Platform information

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BETTER WAYS ACCOUNTING & TAX, LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE PLATFORM, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY SHALL NOT EXCEED THE FEES PAID BY YOU IN THE THREE MONTHS PRECEDING THE CLAIM.

9. Governing Law

These Terms shall be governed by the laws of the State of Arizona, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Maricopa County, Arizona.

10. SMS Messaging Program

Program: Better Ways Accounting & Tax Login Verification. We send one-time passcodes (OTP) by SMS to clients who request a login code at app.betterwaysaccounting.com, plus account and service notifications to clients who provide their mobile number. This is a transactional program, no marketing messages are sent.

Message frequency varies with your activity (typically one message per login you initiate). Message and data rates may apply.

For help, reply HELP or contact us at contact@betterwaysaccounting.com or (602) 880-1290. To stop receiving messages, reply STOP at any time — you'll get a confirmation and no further messages. We do not share or sell your mobile number or SMS opt-in consent with any third parties for marketing. See our Privacy Policy for details.

11. Billing, Payment & Cancellation

Membership plans are a fixed 12-month commitment beginning on your Effective Date (the date you sign or complete enrollment and payment). Pricing reflects that commitment and the substantial onboarding and setup work performed at the start of the engagement. After the initial term, plans renew automatically unless either party gives written notice of non-renewal before the end of the then-current term.

Payment authorization. By enrolling and paying, you authorize Better Ways Accounting & Tax, LLC, directly and through its payment providers (which may include Stripe, Bill.com, and the Better Ways portal using Plaid), to charge or debit your payment method(s) on file, whether a credit/debit card or a bank account (ACH), for all amounts owed when due, including recurring fees for the full term, late fees, and any early-termination amount. You authorize us to securely store your payment method(s) on file for these charges. Card and bank details are tokenized and vaulted by our PCI-compliant providers; we retain only the secure references needed to charge you as authorized.

No refunds. All fees are earned when paid and are non-refundable, including onboarding, setup, and subscription fees for the term.

Early termination. If you cancel before the end of the 12-month term, the entire remaining balance of fees for the full term becomes immediately due and payable as an early-termination amount, chargeable to any payment method on file. No refund is issued for amounts already paid.

Disputes & chargebacks. If you have a concern about a charge, contact us first to resolve it. Because fees are non-refundable and reflect a binding commitment, initiating a chargeback or ACH dispute for properly billed fees is a breach of your agreement; you agree to reimburse us for the disputed amount plus any processor, chargeback, and collection costs. Full terms are in your Client Engagement & Services Agreement, which controls in the event of any conflict.

12. Contact

Questions about these Terms? Contact us at contact@betterwaysaccounting.com or (602) 880-1290.